Small Business Insurance for Service Providers Serving Others and Enriching Lives Your business is built on your customers’ trust. Because of your unique services, you are also exposed to unique risks. That’s where GuideOne comes in. We provide coverage that’s tailored to your business, so you can continue serving your valued customers. We won’t let them – or you – down. Some of the types of Service businesses we insure are: Barber Shop/Beauty Salon Dry Cleaning Engraving Funeral Home Laundromat Mail Box or Package Store Nail Salon Photographer Printers Self-Storage Facility Tailor Coverages Your business is everything to you. Protecting it is everything to us. In addition to key coverages such as property and liability, we also offer coverages tailored for your business, including: Bailee - Personal Property of Others Business Income from Dependent Properties Customer' Goods Legal Liability (self-storage facilities) Equipment Breakdown Money & Securities Errors and Omissions Liability Pre-Funded Funeral Services Exhumation Expense Product Recall & Correction of Work (Printers) Outdoor Signs Cyber Suite Employee Dishonesty Employment Practices Liability Insurance Professional Liability Barber Shop/Beauty Salon Funeral Directors Photographers Printers Spoilage and Contamination Additional Coverages Our coverage has evolved to help protect you from today’s concerns. Our additional coverage also includes: Business Auto Workers' Compensation Eligibility Considerations Eligible Ineligible Five locations or fewer 3-D printing Property values per location of $5M or less Acid peels, body massage, microdermabrasion, hair replacement, hydrotherapy/saunas, tanning Up to 50 employees Ambulance services Gross sales per location of $6M or less Child care/day care/adult day care services 35,000 square feet or less Credit reporting agencies Buildings less than 70 years in age OR with acceptable updates Ear or body piercing, ear candling, tattooing Two or fewer claims in the last three years Newspaper, periodicals or book publishing Annual gross sales derived from off premises operations of 25% or less Operations open past 12 AM No packaging or repackaging of products to be sold under the insured's own label Security and patrol agencies Solid/hazardous waste collection