Retail Business Insurance for your Store You Provide What People Need and Want Your customers come to you because of your products and rely on you for your expertise. That’s why it’s so important to have the right insurance coverage for your retail establishment. We understand the risks you face every day and offer competitively priced coverage that will help keep you and your store protected. Some of the types of Retail businesses we insure include: Appliances and Accessories Auto Parts and Supplies Bakery Bicycle Shop Book Store Candy Store Clothing Store Florist Furniture Store Gift Shop Hardware Store Hobby and Craft Store Pet Store Shoe Store Sporting Goods Store Coverages Your business is everything to you. Protecting it is everything to us. In addition to key coverages such as property and liability, we also offer coverages tailored for your retail establishment, including: Brands and Labels Business Income from Dependent Properties Consequential Damage Cyber Suite Employee Dishonesty Employment Practices Liability Insurance Equipment Breakdown Money & Securities Outdoor Signs Spoilage and Contamination Professional Liability Florist Optical & Hearing Aid Establishments Additional Coverages Our coverage has evolved to help protect you from today’s concerns. Our additional coverage also includes: Business Auto Workers' Compensation Eligibility Considerations Eligible Ineligible Five locations or fewer Antique stores Property values per location of $5M or less Auctioneers Up to 50 employees Check cashing/money transfers Gross sales per location of $6M or less Convenience food stores 35,000 square feet or less Drug stores Buildings less than 70 years in age OR with acceptable updates Grocery stores Two or fewer claims in the last three years Health or natural food stores Products purchased from U.S. suppliers New/used car dealers Year-round operations Operations open past 12 AM Pawn shops Recreational vehicle (including boat) dealers Supermarkets Tobacco stores