SMALL BUSINESS INSURANCE FOR YOUR CONTRACTING BUSINESS Building is Your Business Being a contractor, you understand the hard work that goes into installing new floors, fixing leaky pipes or replacing air conditioning units. We can help you manage other important issues, too, such as protecting your tools, equipment and property of others. GuideOne offers an easy way to protect against the unknown with our contractor insurance options, so you can go on with business as usual. Some of the types of Contractors we insure include: Appliance and Accessories Carpet Cleaning Electrical Within Buildings Fence Erection Flooring HVAC Interior Decorating Landscaping/Lawn Sprinkler Plumbing (Residential) Residential Cleaning Sign Painting Inside Building Tile, Stone, Marble, Mosaic Coverages Your business is everything to you. Protecting it is everything to us. In addition to key coverages such as property and liability, we also offer coverages tailored for your business, including: Additional Insureds Care, Custody and Control Contractors’ Errors and Omissions Contractors’ Installation, Tools and Equipment Coverage Cyber Suite Coverage Employment Practices Liability Insurance Equipment Breakdown Per Project Aggregate Primary and Non-Contributory – other insurance Waiver of subrogation Additional Coverages Our coverage has evolved to help protect you from today’s concerns. Our additional coverage also includes: Business Auto Eligibility Considerations Eligible Ineligible $500,000 or payroll or less Boiler installation, service or repair Five locations or fewer Exterior painting Up to 50 employees Horizontal/directional drilling, boring or tunneling Gross sales per location of $6M or less New multifamily housing construction (tract home builders) 35,000 square feet or less Roofing/siding/truss work Three years or more in business Septic tank installation, service or repair Two or fewer claims in the last three years Snow removal - municipal streets or roads Total cost of subcontracted work no more than 25% of the total annual gross sales Window cleaning Operations in AZ, CO, NV, NY