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Protect What Matters Most

You always put your congregation first. Whether you’re managing a mission trip or preparing your next sermon, you ensure your organization, members and assets are safe. But like any other small church, you may not have much wiggle room in the budget for anything else. That’s why we offer competitively priced Business Owner's Policies (BOP) insurance coverages for qualifying churches.


Your ministry is everything to you. Protecting it is everything to us. 

In addition to protecting your property liability exposures, our coverage has evolved to help protect you from today's concerns, such as cyber attacks and challenges against religious expression. Some of these coverages include: 

  • Cyber Suite
  • Directors and Officers
  • Employee Dishonesty
  • Employment Practices Liability Insurance
  • Equipment Breakdown
  • Money & Securities
  • Ordinance or Law
  • Outdoor Property
  • Outdoor Signs
  • Religious Expression
  • Sexual Misconduct
  • Total Faith Coverage Enhancement
  • Water Back-up

Additional Coverages

Our additional coverage also includes:

  • Business Auto
  • Workers’ Compensation

Eligibility Considerations


Ineligible *

  • Five locations or fewer
  • K-12 exposure
  • Property values per location of $5M or less
  • Up to 50 employees 


  • Gross sales per location of $6M or less 
  • 25,000 square feet or less 
  • Building less than 40 years in age or with acceptable updates
  • Two or fewer claims in the last three years 
  • No buildings designated as historical landmarks 

* Risks not meeting our Small Business eligibility considerations may be considered in our Commercial Package Product.  Please click here.

Church-Endorsed Partnership Program

We’ve been behind the scenes helping faith-based communities and houses of worship deliver their messages and uphold their missions for more than 60 years. We’ve used our personal relationships and expertise in the field to create a number of partnership programs designed to help denominations and associations save more and better protect their churches.

Our endorsed partnership programs provide you with exclusive benefits, including incentive opportunities, enhancements to your coverage, dedicated resources and local agents to address your specific needs, and access to risk control materials that will help better safeguard your church. Our Endorsed Programs include:

  • Baptist Bible Fellowship International
  • The Bible Methodist Connection of Churches
  • Church Builders Plus of the Church of God
  • Friends (Quakers) Insurance Group

Contact us to learn more about the program and find out how we can partner with you.