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E&S Insurance

Nimble Solutions for Niche Needs TM

GuideOne has a long history of serving niches – Religious Organizations, Nonprofits & Human Services, Schools, Small Businesses and Programs. Rated A- (Excellent) by AM Best, GuideOne is committed to underwriting excellence. GuideOne National, an E&S carrier, is focused on serving four key industry verticals:

  • Infrastructure & Rail
  • Construction
  • Technical Property
  • Energy & Mining

The GuideOne Difference

GuideOne brings competitive advantages to the E&S market:

  • We work exclusively with a small number of Wholesale Brokers who bring a high level of expertise and professionalism to the E&S markets we serve.
  • Best-in-class underwriting and engineering talent. Our leadership and this team have strong E&S experience and are finely attuned to the unique and complex risks in this market. We are committed to bringing in top industry talent, with a demonstrated record of success.

Infrastructure & Rail Coverage Options

From bridges to dams to rail networks, we offer a full line of property and casualty coverages. Our underwriting team is comprised of industry experts with extensive product knowledge and risk-management expertise.

Our infrastructure and rail operational risks appetite includes:

  • Amusement
  • Bridges
  • Dams
  • Tunnels
  • Rail Networks
  • Airport
  • Port and Motorway

Casualty Coverage Options

Our highly specialized and experienced E&S Casualty Business Unit is focused on being your carrier of choice, delivering underwriting excellence and innovative risk-based solutions for our wholesale distribution partners. 

Our casualty risk appetite includes:

  • Construction
  • Real Estate / Hospitality / Sports & Entertainment
  • Manufacturing / Wholesale / Distributors

Please send all submissions to

Energy & Mining Coverage Options

The GuideOne team has extensive industry knowledge and is able to provide businesses with tailored insurance solutions for their unique risks. Our full line of coverages include:

  • Mining
  • Mineral & metal processing
  • Oil & gas - midstream and downstream
  • Petrochemical
  • Chemical
  • Plus traditional and renewable power generation & distribution business

Technical Property Coverage Options

Our Technical Property sector offers a diverse appetite that provides property coverage solutions for your unique business operations. We will entertain most classes of occupancy, from soft risks such as commercial real estate schedules to tough manufacturing exposures. The depth of experience of our team allows us to work closely with clients to create tailor-made solutions for the most challenging situations.

Required documents for the submission:

  • Statement of Values in excel format
  • Summary of the Insured’s operation
  • Proposed policy wording
  • Proposed program layers, pricing and deductibles
  • 10 year loss runs with details of any significant losses (over $1M) and future risk mitigation details
  • Engineering reports on all key locations
  • Business Continuity Plan for risks where Time Element exposure exists

Meet the Team

Rick CullenRick Cullen | Senior Vice President, Programs and E&S

Rick leads GuideOne’s Programs and E&S segments and is responsible for overseeing the infrastructure, profitability and development of new Program and E&S business. Rick brought three decades of property and casualty insurance experience to GuideOne when he joined the company in 2017. Much of his previous experience focused on program development and program management. Rick also gained rich experience and leadership skills by spending time at companies including W. R. Berkley and QBE North America.

Nicholas BattenNick Batten | Vice President, E&S Property

Originally from the U.K., Nick commenced his insurance career as a property retail broker in the London market. Now located in Rhode Island, he joined GuideOne National to lead and develop the E&S Property Underwriting team by providing strategic oversight and engagement in response to market trends and company goals. Nick served as Vice President, Manager Global Services Americas at FM Global before joining GuideOne National.

Adam BergerAdam Berger | Vice President, E&S Energy

Adam leads the company’s Energy underwriting strategy. Prior to his current role, he gained experience in the special lines industry by serving as a Technical Risk Underwriter, building a Managing General Agency and working at an insurtech startup.

Jude headshotJude DiBattista | Vice President, Head of Casualty

As Vice President, Head of Casualty, Jude is responsible for driving the implementation of strategic underwriting approaches to lay a solid foundation for long-term profitable results. Previously serving as Chief Casualty Underwriting Officer, Brokerage, at Nationwide, he is an exceptional leader who has vast knowledge of the property and casualty insurance markets and experience managing and transforming portfolios of business.