GuideOne Insurance Reports 2015 Year-End Results Insurer Reaches Two Financial Milestones WEST DES MOINES, Iowa – (March 8, 2016) – GuideOne Insurance, a national niche market insurer based in West Des Moines, today announced its 2015 year-end results. The company, which insures churches, senior living communities, schools and colleges, nonprofit organizations, autos and homes, had reported net income of $30.1 million. GuideOne posted surplus of $562.2 million, a combined ratio of 101.2 percent, and a return on equity (ROE) of 5.6 percent. The company also posted direct and assumed written premium of $646.1 million. “2015 proved to be a very solid year for GuideOne,” said Jim Wallace, GuideOne chairman, president and CEO. “We were pleased with our results, as well as some of the goals we were able to achieve at the conclusion of our five-year Strategic Plan. GuideOne is in the best financial shape the company has ever been in and we are proud of the records we were able to beat as a result.” Direct and assumed written premium increased 6% year over year, while GuideOne’s surplus increased by 4.5%. Both of these serve as tremendous financial milestones for the company. The following recaps GuideOne’s year-end results: 2015 Net income $30.1 MM Direct & assumed written premium $646.1 MM Combined ratio 101.2% Loss/LAE ratio 67% Expense ratio 34.2% Surplus $562.2 MM Premium to surplus ratio 1.0 to 1.0 Return on equity 5.6% About GuideOne Founded in 1947 and headquartered in West Des Moines, Iowa, GuideOne Insurance is one of the nation’s largest church insurers, with more than 46,000 church policyholders. GuideOne also insures private schools and higher education institutions, nonprofit organizations, as well as senior living communities. In 1999, the company created the GuideOne Center for Risk Management® in order to help churches and faith-based organizations safeguard their ministries. This effort was expanded in 2008 with the launch of SafeChurch®, the most comprehensive church risk management online resource available. GuideOne is licensed to do business in all 50 states and markets its products and services through nearly 3,000 independent and career agents. The company carries an A “Excellent” rating from A.M. Best. For more information, visit GuideOne.com.