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Employee Benefits
GuideOne Insurance
1111 Ashworth Road
West Des Moines, Iowa
50265-3538

1-877-448-4331

 

Reward and Recognize Your Staff with Employee Benefits

You know that employees are critical to the success of your church and its ministry. And the best way to recognize the value of employees, strengthen their loyalty, and enhance performance is by offering them an excellent package of employee benefits.

Through a special arrangement with Kansas City Life Insurance Company, your GuideOne agent can provide your organization with the following Employee Benefits products:

Important: Due to applicable state laws, certain coverages may not be available in your state. Please contact your GuideOne Insurance agent for coverage availability.

A quality benefits package not only rewards employees and demonstrates your organization's commitment to them, but employee benefits also can minimize costly turnover and will help your church compete in the marketplace to recruit new employees.

To design a custom employee benefits package, we encourage you to review the benefits listed above. Then talk with your GuideOne agent, and ask him or her about employee benefits underwritten by Kansas City Life Insurance Company.

Compared to all other church insurance companies, GuideOne agents are able to provide the most comprehensive package of employee benefits.

  • Retirement Savings Plans

Employees consider a retirement savings plan to be one of the most important benefits an employer can provide. For nonprofit organizations, a 403(b) plan is the perfect solution because it's simple to administer and there are little or no up front costs to your organization.

Similar to a 401(k) plan, a 403(b) retirement savings plan lets employees of nonprofit organizations set aside a portion of their salary pre-tax. Plus employees can choose from a wide portfolio of financial products to fund their 403(b) retirement savings plan.

  • Group Life Insurance

Life insurance is an integral part of most employee benefits packages. When provided by an employer, employees appreciate the value of life coverage and the additional security it provides to their families.

Employers have a wide variety of optional plan designs to customize a Group Life plan. Optional coverages include Voluntary Life insurance, Supplemental Life coverage, Accidental Death and Dismemberment policies, and Dependent Life insurance (availability depends upon group size and state of issue). The premium paid for Group Life is generally a business deduction, and this stand-alone contract is usually less expensive than the life coverage provided with medical insurance.

  • Group Short Term Disability

A steady income is essential for most people. If an accident or illness interrupts that income, it affects both the employee and employer. Short Term Disability (STD) protection is designed to replace a portion of the wages lost when a short term disability occurs. An affordable, flexible STD plan can provide needed benefits to both the employer and employee.

  • Group Long Term Disability

In the event that an accident or illness prevents an employee from working for an extended period of time, the financial impact can be severe for the employee and employers. Long Term Disability (LTD) protection is designed to help cover the employee's expenses while their regular income is interrupted. Flexible plan design options and benefit alternatives are available to meet specific needs. This valuable protection is available with low-cost, tax-deductible premiums.

  • Group Dental Plan

One of the most popular benefits for employees is a Group Dental plan. This highly visible and often used benefit offers employees the freedom to select the provider of their choice. Dental coverage is a great way to supplement an employee benefits package and enhance morale. A comprehensive Group Dental plan can be tailored with options to fit your organization's budget.

  • Group Vision Plan

A Group Vision plan is especially attractive for employers because it is inexpensive to offer, yet it's another employee favorite. With the unique dual choice plan, employees and family members are not locked into using the network to receive benefits. But employees receive the greatest savings by choosing from one of the more than 7,000 network providers.

Tailor a Benefits Package to Your Needs

To tailor a customized benefits package to meet your church's goals and employees' needs, talk with your GuideOne Insurance agent about these exceptional benefits options.

This information is only a general description of the available coverages and is not a contract. In an effort to keep your policy coverages affordable, the actual policy contains certain limitations and exclusions. Please refer to your insurance policy for the pertinent contract language and coverages. Some coverages or discounts are not available in all states.

 

 
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